The First to Meet ALL 2011 Mortgage Licensing Requirements

Our company is proud that we werethe first in the state to meet all 2011 Federal and State of Hawaii licensing requirements. The Federal government has set up a website where you can check someone’s license status and 10 year history. Before you choose a lender, make sure they are licensed to do business in Hawaii. Here’s the web address specifically mandated for consumers to check out potential lenders: http://nmlsconsumeraccess.org/. If they are licensed in Hawaii, the website will list an “HI” before their unique number. If you have any questions on this topic, please let us know. We'll be glad to help.

Located on Oahu to Serve the Entire State

The biggest worry most consumers have with using a lender found on the internet is the lack of local knowledge about Hawaii's unique properties. Hawaii Mortgage Company, located on Oahu, has the know how and expertise to finance any type of property. If you are considering a Condominium-Hotel, Vacation Property, Vacant Land, a Residential Condominium, Multi-Unit Property, or a Single Family Residence, we have the financing available for you.

Always Available to Answer Your Questions

Although you found us on the internet, that doesn't mean we treat you like an item ordered on-line. Hawaii Mortgage Company has a staff of highly trained experienced people dedicated to making your transaction flow smoothly and close on time. We encourage you to call our office and speak to a professional that will give you direct answers to your questions. You will soon realize why Hawaii Mortgage Company continues to enjoy customers that return to us for all their mortgage related needs.

• Direct Honest Answers to Your Mortgage Questions
  Through years of placing loans, a deep understanding of ever changing lender guidelines, we will ensure that the information we provide you is accurate and honest. We analyze each aspect of your transaction to point out any potential problems.
• Seasoned Professionals of Our Industry
  Consumers would be shocked to know how many people working in the mortgage industry have not been doing it very long. Each member of our staff has a minimum of 5 years in the mortgage industry.
• Up to Date Knowledge of Lender Guidelines
  Never have the rules of providing a mortgage changed so drastically and so quickly as what we see today. We constantly monitor each lender for changes to their loan programs as well as changes at the Government level through Fannie Mae and Freddie Mac.
• Established Complaint Free Lender
  Since the inception of Hawaii Mortgage Company, there has never been a complaint filed against us by a consumer for any representation or aspect of the loan process.

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Hawaii Mortgage Loans – Hawaii Refinance & Purchases

Hawaii Mortgage Company offers unprecedented Hawaii home loan and refinance services with a local understanding of the unique types of properties available throughout the islands of Hawaii. If you need a mortgage loan in Hawaii, we can assist you by providing you with top-notch service, no matter what kind of HI mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan on any of the islands of Hawaii including Oahu, Maui, Kauai, Molokai, Lanai, and Hawaii Island.

Obtaining purchase financing or refinancing your mortgage in Hawaii is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to refinance your mortgage loan, you're getting the best mortgage rate, and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs.

Offering VA, FHA & USDA Rural Housing Loan Programs

We offer mortgage loans for both purchase and refinance transactions for Hawaii VA loans, Hawaii FHA loans and the Hawaii USDA Rural Housing program. We know the ins and outs of these programs like no other mortgage company in Hawaii and are proud of helping people get the loan they need. We are always up-to-date with the latest program guidelines to make sure that you, the consumer, gets the best loan service possible.

Offering Construction & Jumbo Loans

Hawaii Mortgage Company also offers construction, construction-to-permanent, and jumbo loans as an option for both owner-occupants and investors. Let us know what kind of loan we can help you with and we will be happy to guide you through the loan process.

Hawaii Mortgage Rates

As your internet mortgage leader in Hawaii, we provide the most competitive rates available to make sure you get the best deal possible. We work with many of the large mainland lenders, as well as the local Hawaii banks. We truly care about our reputation and want to make sure our Hawaii mortgage rates are readily available, clear to understand, and without hidden fees. If you are interested in finding the best rate for your mortgage loan, refinance or other loan, contact us today and we will provide you with our best available rates.