What are our clients saying?

I've never written an online review before, but after speaking with Alan, I couldn't feel more pleased with his advice and expertise. I called him on a weekend and spoke with him regarding a new refinance and he was very patient and answered all of my questions. He was very easy to talk with and i really cant...

- Kailua, Oahu, HI

Here is the Emai I sent Alan...5 star guy, use him. Alan, I will be visiting the Island in a week to check out my new tiny turf.…plan to give you a call for a hand shake. I think you are in the top 5 folks that I have done business with in my whole life, I had an excellent electrician once…you should be proud of what you...

- Waikoloa, Hawaii Island, HI

I contacted this lender our of all the quotes I received because he was in Hawaii and his quote stated that he did it personally, and not some automated system. Aftr speaking with him, I felt that he listened to me and asked questions that other mortgage people didn't. He was able to get me a rate I am happy with....

- Lihue, Kauai, HI

Alan was extremely knowledgeable, honest and helpful.

- Kalihi, Oahu, HI

Efficient, responsive to questions and quotes/fees were consistent throughout. Good support team. Were far more on the ball than the 2 major banks that I worked with BOH and Wells Fargo.

- Manoa, Oahu, HI

He is spot on as far as info regarding a refinance. I decided that I would not proceed but not because of Alan who helped me to analyze my situation. I would highly recommend him.

Stanley Lavine - Kapaau, Hawaii Island, HI

Alan and his staff were immensely helpful in the refinance of our house. He was even available by telephone on the weekends when I had questions. He cheerfully went “the extra mile” several times to facilitate completion of the paperwork and other requirements for our refinance. I would be happy to...

Janet Frend - Kaneohe, Oahu, HI

Alan is very efficient and knowledgable in mortgages. I would highly recommend him to anyone looking to refinance or financing their first home. He listens carefully to what you would like to accomplish when you are borrowing money and helps you make a wise decision. Very pleasant and spends quality time in a...

- Salt Lake, Oahu, HI

My husband and I have refinanced my mortgage 2 times with Alan without a single issue. Alan, of all the lenders I work with on a day to day basis was the best "match" for my husband's needs in a lender. Both times, the transaction was smooth and fast. Got great rates and terms! I actually have Hawaii Mortgage...

Carol Puu - Wailuku, Maui, HI

Reviewed our circumstances and matched a mortgage to meet our needs. Easy to work with and always available for questions. We were very comfortable working with Hawaii Mortgage Company.

- Kihei, Maui, HI

Alan and his staff were very professional and turned around my refi as fast as they possibly could, just under 30 days. I was suprised at how much mortgage rules have changed in the last 3 years, and I felt Alan and his staff were working as efficient as possible while adhering to all the new rules. They kept...

- Laie, Oahu, HI

Alan came to my attention by being referred to him when purchasing a beach front condo in Waikiki. As an investment purchase there were many hurdles to jump through. Alan was very knowledgeable in this process and helped us negotiate the path. He also had contacts with the lender to break down some...

- Waikiki Beach, Oahu, HI

had a previous experience with my credit union in which I was literally forgotten and missed a great interest rate. Alan does not do that - he and his staff were responsive and helpful from the first time I contacted them. Even as we got down to the wire, they ensured that everything was in order and I understood...

- Hawaii Kai, Oahu, HI

Overall, the experience was a very good one. The amount of documentation necessary is unreal these days, but HMC was persistent in following up and making sure we were getting the documents back to them. Everything was done by email, digital scans, phone, and the notary even came to our house. It was very...

- Kaimuki, Oahu, HI

Not only did we receive the best interest rate from Alan Zukerkorn, his staff was extremely professional in every aspect of the loan process. Additionally, our loan was processed in less time than we anticipated. A top notch organization all the way!

- Waimea, HI

We have used Hawaii Mortgage to refinance our home at least four times and with each of the processess we have nothing but praise for their professionalism, honesty, knowledge and the feeling that they were looking after your best interest with regard to getting you the best loan. I have known and worked...

Stephanie Kaneshiro - Kaneohe, Oahu, HI

Our application process was absolutely seamless. We had refinanced twice in the last 5 years and knew what a headache that could be. However, our experience with Hawaii Mortgage Company was very pleasant, very convenient (few miles from our home) and Alan and his staff were always helpful and most of all,...

- Kuliouou, Oahu, HI

Alan and his staff are the best I've seen. They know the mortgage business inside and out. They are professionals. I've used Hawaii Mortgage twice. They are fast, efficient and honest. I would highly recommend Hawaii Mortgage Company to anyone looking for a mortgage.

- Mililani, Oahu, HI

I had been reading Alans weekly newsletter for a few years while I was looking at property to buy on the Big Island, and dealing with local realtors who seemed dead set against using a "non-local" - i.e. " off-island " broker when I made a few offers in the dropping market. My personal experiences with " locally...

- Kailua Kona, HI

I am a repeat customer of Mr. Zukerhorn. I find him very knowledgeable of the current state of the industry. Both refi transactions arranged by Alan were concluded in a very timely and professional manner. I was very pleased to have had Alan arrange my refi transactions and would use him again should rates...

Gerald Gruber - Kailua Kona, HI

To whom it may concern: I have found that dealing with Hawaii Mortgage Company and Alan Zukerkorn on more then one loan to be a joy and without unwanted stress. He and his staff are professional and informative with every aspect of securing a Mortgage loan. There is no question asked that will not be answered. I...

James Shannon - Hawaii Kai, Oahu, HI

We have found that Alan Zukerkorn is very knowledgeable experienced professional when he worked with us to re-finance our mortgage and then again to do another re-finance when we decided to add the cost of PV System to our mortgage. We would highly recommend him to anyone seeking a mortgage finance company.

- Honolulu, HI

Hawaii Mortgage Company was excellent in all phases of our refinance. In particular, they were very clear in stating the details of the loan in the good-faith estimate, very attentive to our emails, and very responsive to our questions. By their hard work we locked our loan in the afternoon of the day before...

- Kapaa, Kauai, HI

The First to Meet ALL 2011 Mortgage Licensing Requirements

Our company is proud that we were the first in the state to meet all 2011 Federal and State of Hawaii licensing requirements. The Federal government has set up a website where you can check someone’s license status and 10 year history. Before you choose a lender, make sure they are licensed to do business in Hawaii. Here’s the web address specifically mandated for consumers to check out potential lenders: http://nmlsconsumeraccess.org/. If they are licensed in Hawaii, the website will list an “HI” before their unique number. If you have any questions on this topic, please let us know. We'll be glad to help.

Located on Oahu to Serve the Entire State

The biggest worry most consumers have with using a lender found on the internet is the lack of local knowledge about Hawaii's unique properties. Hawaii Mortgage Company, located on Oahu, has the know how and expertise to finance any type of property. If you are considering a Condominium-Hotel, Vacation Property, Vacant Land, a Residential Condominium, Multi-Unit Property, or a Single Family Residence, we have the financing available for you.

Always Available to Answer Your Questions

Although you found us on the internet, that doesn't mean we treat you like an item ordered on-line. Hawaii Mortgage Company has a staff of highly trained experienced people dedicated to making your transaction flow smoothly and close on time. We encourage you to call our office and speak to a professional that will give you direct answers to your questions. You will soon realize why Hawaii Mortgage Company continues to enjoy customers that return to us for all their mortgage related needs.

  • Direct Honest Answers to Your Mortgage Questions
    Through years of placing loans, a deep understanding of ever changing lender guidelines, we will ensure that the information we provide you is accurate and honest. We analyze each aspect of your transaction to point out any potential problems.
  • Seasoned Professionals of Our Industry
    Consumers would be shocked to know how many people working in the mortgage industry have not been doing it very long. Each member of our staff has a minimum of 5 years in the mortgage industry.
  • Up to Date Knowledge of Lender Guidelines
    Never have the rules of providing a mortgage changed so drastically and so quickly as what we see today. We constantly monitor each lender for changes to their loan programs as well as changes at the Government level through Fannie Mae and Freddie Mac.
  • Established Complaint Free Lender
    Since the inception of Hawaii Mortgage Company, there has never been a complaint filed against us by a consumer for any representation or aspect of the loan process.

Receive our Weekly Newsletter

Our free weekly newsletter is sent out every weekend to over 12,000 subscribers. If you would like to receive up to date relevant information about mortgages, recent guideline changes, and a weekly recap of rates offered in Hawaii, please click on the "Weekly Newsletters" tab above. Your information is never sold or shared. You can unsubscribe at any time.

Hawaii Mortgage Loans – Hawaii Refinance & Purchases

Hawaii Mortgage Company offers unprecedented Hawaii home loan and refinance services with a local understanding of the unique types of properties available throughout the islands of Hawaii. If you need a mortgage loan in Hawaii, we can assist you by providing you with top-notch service, no matter what kind of HI mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan on any of the islands of Hawaii including Oahu, Maui, Kauai, Molokai, Lanai, and Hawaii Island.

Obtaining purchase financing or refinancing your mortgage in Hawaii is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to refinance your mortgage loan, you're getting the best mortgage rate, and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs.

Offering VA, FHA & USDA Rural Housing Loan Programs

We offer mortgage loans for both purchase and refinance transactions for Hawaii VA loans, Hawaii FHA loans and the Hawaii USDA Rural Housing program. We know the ins and outs of these programs like no other mortgage company in Hawaii and are proud of helping people get the loan they need. We are always up-to-date with the latest program guidelines to make sure that you, the consumer, gets the best loan service possible.

Offering Construction & Jumbo Loans

Hawaii Mortgage Company also offers construction, construction-to-permanent, and jumbo loans as an option for both owner-occupants and investors. Let us know what kind of loan we can help you with and we will be happy to guide you through the loan process.

Hawaii Mortgage Rates

As your internet mortgage leader in Hawaii, we provide the most competitive rates available to make sure you get the best deal possible. We work with many of the large mainland lenders, as well as the local Hawaii banks. We truly care about our reputation and want to make sure our Hawaii mortgage rates are readily available, clear to understand, and without hidden fees. If you are interested in finding the best rate for your mortgage loan, refinance or other loan, contact us today and we will provide you with our best available rates.