Hawaii FHA Loans

The Federal Housing Administration (FHA) provides affordable mortgage options backed by its insuring body, the Department of Housing and Urban Development. If you’re seeking a low down payment mortgage program with lenient credit standards, or if you’re a first time home buyer, read on about FHA loans to see their benefits and If you qualify.

FHA Purchase

Looking for an FHA loan in Hawaii? Hawaii Mortgage Company has been financing FHA purchases since 1999. We are based in Honolulu and extend our services across all islands:

  • 3.5% down payment
  • Credit as low as 580
  • Financing up to $721,050

FHA Refinance

Hawaii Mortgage Company also offers a number of mortgage refinance solutions for locals who want to lower their current interest rate or adjust loan term:

  • FHA Cash-Out
  • FHA Streamline
  • FHA 203(k)

FHA Renovation Loans

FHA offers an exclusive opportunity for home buyers or homeowners pursuing a refinance to take advantage of the 203(k) rehab loan program. If you’re buying a home and want to make updates, you can still receive financing for the 3.5% minimum down payment, as well as funds for:

  • New bathroom
  • Plumbing/HVAC
  • New hardwood floors
  • Remodeled kitchen
  • Kitchen appliances
  • Building on the exterior

There are many more options to choose from. The FHA 203(k) mortgage is ideal for Hawaii residents who are looking to mold a new property to fit their needs and style concerns.

Contact us if you’re interested in learning more about an FHA loan, 203(k) home improvement loan or FHA refinance. Serving Oahu – Hawaii – Maui – Lanai – Molokai – Kauai 


30 SECOND QUICK QUOTE Fill out the free Pre-Qualification form and one of our executives will match you up to your best mortgage rate