Hawaii VA Loans

The Department of Veteran Affairs provides veterans and active duty military members with a federally guaranteed home loan program for no money down. Hawaii veterans and active duty military can take advantage of this program by applying on this site or by Contacting Us.

VA Purchase

Interested in a Hawaii VA mortgage? Hawaii Mortgage Company, a VA-approved lender, is proud to offer these flexible terms for eligible veterans and their families:

  • 100% Financing ($0 Down)
  • Low VA mortgage rates
  • Credit as low as 620
  • VA financing up to $1,500,000

VA Refinance

We also offer home mortgage refinancing for veterans who want to lower their VA mortgage interest rate, extend or shorten their loan term, or access the equity in their home to pay off debt:

  • Access 100% of the value of your home.
  • Low VA mortgage rates
  • Credit as low as 620
  • VA financing up to $1,500,000

VA Streamline Refinance (IRRRL)

This program is excellent for those wishing to lower their payment or switch to a shorter term loan without taking any cash out:

  • No appraisal is required
  • No income or asset documentation required
  • Fast closings
  • Extremely low costs

Whether you live on Oahu, Kauai, Maui, Hawaii Island, Molokai, or Lanai, Hawaii Mortgage Company can work with you. We offer financing statewide with some of the lowest VA mortgage and refinance rates available. Obtain a free Quick Quote on the right of this page, get Pre-Qualified or Apply Now using our secure online form.





30 SECOND QUICK QUOTE Fill out the free Pre-Qualification form and one of our executives will match you up to your best mortgage rate