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I've never written an online review before, but after speaking with Alan, I couldn't feel more pleased with his advice and expertise. I called him on a weekend and spoke with him regarding a new refinance and he was very patient and answered all of my questions. He was very easy to talk with and i really cant recommend him enough. Its not everyday you find someone in this business that is honest.

Kailua, Oahu, HI

Here is the Emai I sent Alan...5 star guy, use him. Alan, I will be visiting the Island in a week to check out my new tiny turf.…plan to give you a call for a hand shake. I think you are in the top 5 folks that I have done business with in my whole life, I had an excellent electrician once…you should be proud of what you have going on. Thanks and don't worry…I will pay off the loan. :-}

Waikoloa, Hawaii Island, HI

I contacted this lender our of all the quotes I received because he was in Hawaii and his quote stated that he did it personally, and not some automated system. Aftr speaking with him, I felt that he listened to me and asked questions that other mortgage people didn't. He was able to get me a rate I am happy with. Although there were other lenders who's rates looked lower, I did not want to use a mainland mortgage company after a previous bad experience.

Lihue, Kauai, HI

Alan was extremely knowledgeable, honest and helpful.

Kalihi, Oahu, HI

Efficient, responsive to questions and quotes/fees were consistent throughout. Good support team. Were far more on the ball than the 2 major banks that I worked with BOH and Wells Fargo.

Manoa, Oahu, HI

He is spot on as far as info regarding a refinance. I decided that I would not proceed but not because of Alan who helped me to analyze my situation. I would highly recommend him.

Stanley Lavine
Kapaau, Hawaii Island, HI

Alan and his staff were immensely helpful in the refinance of our house. He was even available by telephone on the weekends when I had questions. He cheerfully went “the extra mile” several times to facilitate completion of the paperwork and other requirements for our refinance. I would be happy to recommend him any time to handle your mortgage.

Janet Frend
Kaneohe, Oahu, HI

Alan is very efficient and knowledgable in mortgages. I would highly recommend him to anyone looking to refinance or financing their first home. He listens carefully to what you would like to accomplish when you are borrowing money and helps you make a wise decision. Very pleasant and spends quality time in a very efficient manner.

Salt Lake, Oahu, HI

My husband and I have refinanced my mortgage 2 times with Alan without a single issue. Alan, of all the lenders I work with on a day to day basis was the best "match" for my husband's needs in a lender. Both times, the transaction was smooth and fast. Got great rates and terms! I actually have Hawaii Mortgage Company on my "Lender List" for my buyers who have not talked to a lender and are pursuing to purchase property on Maui. I highly recommend Alan to you and your clients.

Carol Puu
Wailuku, Maui, HI

Reviewed our circumstances and matched a mortgage to meet our needs. Easy to work with and always available for questions. We were very comfortable working with Hawaii Mortgage Company.

Kihei, Maui, HI

Alan and his staff were very professional and turned around my refi as fast as they possibly could, just under 30 days. I was suprised at how much mortgage rules have changed in the last 3 years, and I felt Alan and his staff were working as efficient as possible while adhering to all the new rules. They kept constant contact with me throughout the process, and they had the lowest rates out of 9 different lenders I inquired with. I have already referred another family member to use their services.

Laie, Oahu, HI

Alan came to my attention by being referred to him when purchasing a beach front condo in Waikiki. As an investment purchase there were many hurdles to jump through. Alan was very knowledgeable in this process and helped us negotiate the path. He also had contacts with the lender to break down some administrative delays. I have presented with mortgage questions subsequent to closing and Alan has always been responsive.

Waikiki Beach, Oahu, HI

had a previous experience with my credit union in which I was literally forgotten and missed a great interest rate. Alan does not do that - he and his staff were responsive and helpful from the first time I contacted them. Even as we got down to the wire, they ensured that everything was in order and I understood the whole process.

Hawaii Kai, Oahu, HI

Overall, the experience was a very good one. The amount of documentation necessary is unreal these days, but HMC was persistent in following up and making sure we were getting the documents back to them. Everything was done by email, digital scans, phone, and the notary even came to our house. It was very convenient for us. I recommend HMC because they get the job done and their fees are reasonable.

Kaimuki, Oahu, HI

Not only did we receive the best interest rate from Alan Zukerkorn, his staff was extremely professional in every aspect of the loan process. Additionally, our loan was processed in less time than we anticipated. A top notch organization all the way!

Waimea, HI

We have used Hawaii Mortgage to refinance our home at least four times and with each of the processess we have nothing but praise for their professionalism, honesty, knowledge and the feeling that they were looking after your best interest with regard to getting you the best loan. I have known and worked with them for many years and have referred numerous people to them and they too have nothing but praise for their work. I recently had them pre-qualify my son who is looking to purchase his first home and will continue to refer people to them. Thank you Alan, Michelle, Maura, Heather and the rest of his staff for always taking care of us.

Stephanie Kaneshiro
Kaneohe, Oahu, HI

Our application process was absolutely seamless. We had refinanced twice in the last 5 years and knew what a headache that could be. However, our experience with Hawaii Mortgage Company was very pleasant, very convenient (few miles from our home) and Alan and his staff were always helpful and most of all, accessible for questions. It was easy, to say the least. Our application was filed on Oct. 31, 2012 and by Nov. 9, our rate was locked in and on Dec. 12, 2012, we were in escrow! Because Hawaii Mortgage does not advertise and business is conducted from a home/office, savings are passed to us, the consumer. We would definitely go with them again. Thank you for this opportunity.

Kuliouou, Oahu, HI

Alan and his staff are the best I've seen. They know the mortgage business inside and out. They are professionals. I've used Hawaii Mortgage twice. They are fast, efficient and honest. I would highly recommend Hawaii Mortgage Company to anyone looking for a mortgage.

Mililani, Oahu, HI

I had been reading Alans weekly newsletter for a few years while I was looking at property to buy on the Big Island, and dealing with local realtors who seemed dead set against using a "non-local" - i.e. " off-island " broker when I made a few offers in the dropping market. My personal experiences with " locally recommended" brokers was for the most part not good at all !! Just before the Holidays we found a listing on Craigslist " by owner" that I had already walked over 2 years ago, and the price was right ( now ). The owner and I re-walked the place ( 2 homes on 10 acres ) , did some haggling and shook hands that afternoon. Next day the first thing I did was call Alan !! His entire team is Great !! ,- and easy to work with, and really helped me out with contacts on Home and Hurricane insurance too. Alan got me a great rate lock for longer than expected, and we were able to close in plenty of time for the Christmas Holiday flights we had booked for the mainland !! Thanks Hawaii Mortgage for helping me put this all together !!

Kailua Kona, HI

I am a repeat customer of Mr. Zukerhorn. I find him very knowledgeable of the current state of the industry. Both refi transactions arranged by Alan were concluded in a very timely and professional manner. I was very pleased to have had Alan arrange my refi transactions and would use him again should rates continue to decline.

Gerald Gruber
Kailua Kona, HI

To whom it may concern: I have found that dealing with Hawaii Mortgage Company and Alan Zukerkorn on more then one loan to be a joy and without unwanted stress. He and his staff are professional and informative with every aspect of securing a Mortgage loan. There is no question asked that will not be answered. I was informed in a timely manner all through the process HMC and Alan find the best upfront costs and loan rates that are available. He and his staff will not allow the process to become stressful. I have recommended friends to get their Mortgage and refinance loans through HMC and Alan, everyone of them have thanked me, as their experience of dealing with HMC was fantaatic. If all Mortgage companies had the expertise and honesty of Alan Zukerkorn and Hawaii Mortgage Company, we would not have had the horror of 2007.

James Shannon
Hawaii Kai, Oahu, HI

We have found that Alan Zukerkorn is very knowledgeable experienced professional when he worked with us to re-finance our mortgage and then again to do another re-finance when we decided to add the cost of PV System to our mortgage. We would highly recommend him to anyone seeking a mortgage finance company.

Honolulu, HI

Hawaii Mortgage Company was excellent in all phases of our refinance. In particular, they were very clear in stating the details of the loan in the good-faith estimate, very attentive to our emails, and very responsive to our questions. By their hard work we locked our loan in the afternoon of the day before the rates started a significant climb. We were pleased that their lender (Provident) gave us an additional 0.125 point credit at locking, and then another 0.250 credit because our appraisal came in with a lower loan-to-value ratio than we expected. Everything about this transaction was top-notch, and I do not think we could have gotten a better interest rate or lower cost loan anywhere else. My compliments to Alan and his team, I recommend them highly.

Kapaa, Kauai, HI