Top Rated Mortgage Company In Honolulu

If you have mortgage related questions, we have the answers.

Located on Oahu to Serve the Entire State of Hawaii

Why You Should Choose Hawaii Mortgage Company

The biggest worry most consumers have with using a lender found on the internet is the lack of local knowledge about Hawaii's unique properties. Hawaii Mortgage Company, located on Oahu, has the know how and expertise to finance any type of property. If you are considering a Condominium-Hotel, Vacation Property, Vacant Land, Construction, a Residential Condominium, Multi-Unit Property, or a Single Family Residence, we have the financing available for you.

How much do you qualify for?

No Obligation. No Credit Check.

$2 Billion

in loans funded to date

28-DAY

average closing

99.8%

customer satisfaction rate

Experience is as Important as Rate

Everyone wants the best rate possible.  Hawaii Mortgage Company has offered extremely competitive rates for over 26 years.  When you are comparing rates from various lenders, are you also comparing their experience, understanding, and knowledge of your transaction?  Would you feel confident letting someone from a call center on the mainland be in charge of your financing?

At Hawaii Mortgage Company our professional local staff is located here in the islands to service our home state.  Our seasoned mortgage professionals knew that the mid-2018 eruptions on Hawaii island didn't affect the entire island.  We know where flood zones are.  We know how to deal with issues of unpermitted additions - so prevalent in Hawaii.

Experience is also critical

When dealing with income and employment, having your income calculated wrong could result in a denied application.  You may think your income is simple and straightforward, but if you collect overtime, commissions, or bonuses, there's a high degree of certainty that an inexperienced mortgage person will get it wrong.  If you are self-employed, the chances your income will be calculated wrong is even higher.  Hawaii Mortgage Company has the experience and know how to calculate your income  correctly, eliminating issues during underwriting.

Your choice in lending should be the lender with the best rates and the most local experience.  For over 26 years, Hawaii Mortgage Company has led the mortgage industry in Hawaii in both categories.  Check out our rates, then discover why Hawaii Mortgage Company consistently earns exceptional reviews from the people we provide financing to.

Agents

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

Apply Now

With Hawaii Mortgage Company, the loan approval process has never been as easy. A variety of secure and convenient application options are offered.

Recommended Agents

These are Real Estate Agents that we work with and trust to provide you with the same level of service you have come to expect here.

Loan Options

We offer mortgage loans for both purchase and refinance transactions and have a variety of options/programs to help you with your transaction.

Our clients are the foundation of our success

  • As a Realtor, it is essential to stay informed about the lending side of our economy. Alan is a wealth of knowledge, and his well-written weekly "reads" consistently provide me... read more

    Leka Wall Avatar Leka Wall
    June 22, 2026

    Alan and his team at Hawai’i Mortgage Company are an amazing crew!! I’m so grateful for their expertise, resourcefulness, efficiency and most of all patience! They were available when I... read more

    Romana Villasenor Avatar Romana Villasenor
    June 4, 2026

    Alan and his team were amazing and this is our 2nd time to use them during our Home buying process! We highly recommend them! Mahalo Alan and Maura

    Bali House Avatar Bali House
    January 25, 2026

    Aloha I am happy to recommend Alan and his entire team at Hawaiian mortgage company. They all worked above and beyond to assist me in achieving the mortgage loan... read more

    belle stewart Avatar belle stewart
    January 16, 2026
  • Hawaii Mortgage Company made our Hawaii dream come true. We used them for a construction mortgage, and the experience was outstanding from start to finish. Alan, Maura, and the entire team... read more

    Thom LeBrun Avatar Thom LeBrun
    January 14, 2026

    Alan is super personable and easy to work with, he has all the usual good stuff like knowledgeable, friendly, hard working and all that other common stuff that comes with... read more

    Eric Taylor Avatar Eric Taylor
    January 7, 2026

    Based on working with the Hawaii Mortgage Company to obtain three mortgage loans over the past nine years, I am convinced that they are the best option for real property... read more

    MARK BROWN Avatar MARK BROWN
    October 29, 2025

    Great experience with Hawaii Mortgage Company! Hawaii Mortgage Company was fantastic to work with. Alan, the owner, was responsive, knowledgeable, and made the process as smooth as it could possibly be.... read more

    Scott Klein Avatar Scott Klein
    October 10, 2025
  • Alan and his team are a masterclass of home mortgage and refinance power. I had the best time refinancing with his team. Usually brokers/lenders are available and attentive to customers... read more

    Charles “Clint” Valentine Avatar Charles “Clint” Valentine
    October 9, 2025

    We had an excellent experience working with Alan and Hawaii Mortgage Company. He is a genuinely nice guy, he helped us through the entire process. Thanks to his expertise... read more

    Bee Bee Avatar Bee Bee
    September 13, 2025

    Alan and his team are just superb to work with. Alan is very creative, ingenious, and a pleasure to work with and with all his experience in the business,... read more

    CoachRugbyDude Avatar CoachRugbyDude
    September 12, 2025

    This was the 5th mortgage for which we engaged Alan and his Hawaii Mortgage Team. As with the others we had excellent experience. We had a complicated situation... read more

    David Shanahan Avatar David Shanahan
    September 2, 2025
  • This was the 5th mortgage for which we engaged Alan and his Hawaii Mortgage Team. As with the others we had excellent experience. We had a complicated situation... read more

    David Shanahan Avatar David Shanahan
    September 2, 2025

    Alan and his team were informative, communicative, and efficient when we got our mortgage for our condo in Maui. Alan was creative in helping us get the right rate and... read more

    Lisa Noste Avatar Lisa Noste
    August 28, 2025

    Alan and Maura made the purchase process of our home smooth and efficient. I highly recommend them! I just finished up going through them for our second home loan, and... read more

    Steven Avatar Steven
    August 26, 2025

    Alan and his team were informative, communicative, and efficient when we got our mortgage for our condo in Maui. Alan was creative in helping us get the right rate and... read more

    Lisa Noste Avatar Lisa Noste
    August 26, 2025
  • My wife and I used Alan's services to secure the mortgage for our house and then refi that mortgage a couple of years later. He got us an amazing rate... read more

    Ikaika Kahoano Avatar Ikaika Kahoano
    August 4, 2025

    My wife and I used Alan's services to secure the mortgage for our house and then refi that mortgage a couple of years later. He got us an amazing rate... read more

    Ikaika Kahoano Avatar Ikaika Kahoano
    July 7, 2025

    Alan is extremely knowledgeable and well connected in mortgage industry, and his team is top notch. We have done several transactions with Hawaii Mortgage Company, both for personal and investment... read more

    Predrag Miocinovic Avatar Predrag Miocinovic
    June 20, 2025

    I was a first time home buyer and Alan and his team made this such an easy process. I had been sending offers for months and Alan was always quick... read more

    Ginger Avatar Ginger
    May 4, 2025
  • Alan with Hawaii Mortgage really knows his stuff. Every time I call him he listens and comes up with financing solutions for me and for friends :::))) When we first... read more

    James Spinello Avatar James Spinello
    May 4, 2025

    Alan with Hawaii Mortgage really knows his stuff. Every time I call him he listens and comes up with financing solutions for me and for friends :::))) When we first... read more

    James Spinello Avatar James Spinello
    May 2, 2025

    I was a first time home buyer and Alan and his team made this such an easy process. I had been sending offers for months and Alan was always quick... read more

    Ginger Avatar Ginger
    April 19, 2025

    1000% RECOMMEND Alan and HMC for mortgage loan. As a first time home buyer, I was having a nightmare experience with another lender and was already under contract. I reached... read more

    Derick Taylor Avatar Derick Taylor
    April 12, 2025
  • 1000% RECOMMEND Alan and HMC for mortgage loan. As a first time home buyer, I was having a nightmare experience with another lender and was already under contract. I reached... read more

    Derick Taylor Avatar Derick Taylor
    April 11, 2025

    Alan van Zee did an awesome job refinancing our loan! very communicative, professional and helpful. He got us the best rate and walked us thru the whole process..... read more

    Crystal Puu Avatar Crystal Puu
    April 4, 2025

    Alan and his team are consummate professionals So attention to detail and handling all paperwork is done correctly However, most important is Alan‘s ability to tune in to what I needed what... read more

    Laura Greenwood Avatar Laura Greenwood
    April 4, 2025

    Alan's knowledge of real estate, the financial world, mortgages and people make him the top broker in Hawaii and well worth being your first phone call! He is simply... read more

    Mark Laska Avatar Mark Laska
    April 4, 2025
  • Alan along with his staff have helped me with financing my home. They not only provide options for loan companies but also pros and cons of choosing them. They also... read more

    lee castonguay Avatar lee castonguay
    April 4, 2025

    Alan is very resourceful, and keeps his eye glued to the mortgage market. His weekly email about ownership issues helps me not only know when an opportunity to refinance... read more

    Braxton Tabb Avatar Braxton Tabb
    April 4, 2025

    The people at Hawaii Mortgage Company were always helpful and forthright. I enjoyed working with them when I was refinancing my home.

    David Giuliano Avatar David Giuliano
    April 4, 2025

    We utilized Alan and Hawaii Mortgage Company for a purchase on the big island of Hawaii. Very professional, knowledgeable, and great customer service. They have our highest recommendation!

    Terry Steckman Avatar Terry Steckman
    April 4, 2025
  • Great outfit to get my codo-tel squared away and approved for purchase .It was especially tougher as my primary residence is on the east coast in New Jersey. Alan’s entire... read more

    William Thresher Avatar William Thresher
    April 4, 2025

    Top notch insiights in all real property and general knowledge areas.

    BOB PILA Avatar BOB PILA
    April 4, 2025

    Great service, detailed information and made the process easier to understand.

    Reynerio Morales Avatar Reynerio Morales
    April 4, 2025

    We had an exceptional experience working with Alan on our home purchase in 2022. As interest rates began skyrocketing, Alan acted quickly and strategically, securing us a rate far better... read more

    Gary Wells Avatar Gary Wells
    April 4, 2025
  • Alan and his team are extremely knowledgeable. More importantly, they are responsive to inquiries on various topics because our transaction involved some unique circumstances. They made our transaction back in... read more

    W L Avatar W L
    April 3, 2025

    Alan and his team are extremely knowledgeable. More importantly, they are responsive to inquiries on various topics because our transaction involved some unique circumstances. They made our transaction back in... read more

    W L Avatar W L
    March 30, 2025

    This is the second time Alan has assisted us and both experiences have been exceptional. Alan has consistently been pleasant, informative, and clear in explaining the process. He is straightforward... read more

    g dagz Avatar g dagz
    March 24, 2025

    This is the second time Alan has assisted us and both experiences have been exceptional. Alan has consistently been pleasant, informative, and clear in explaining the process. He is straightforward... read more

    g dagz Avatar g dagz
    March 24, 2025