Why You Should Choose Hawaii Mortgage Company
The biggest worry most consumers have with using a lender found on the internet is the lack of local knowledge about Hawaii’s unique properties. Hawaii Mortgage Company, located on Oahu, has the know how and expertise to finance any type of property. If you are considering a Condominium-Hotel, Vacation Property, Vacant Land, Construction, a Residential Condominium, Multi-Unit Property, or a Single Family Residence, we have the financing available for you.
Experience is as Important as Rate
Everyone wants the best rate possible. Hawaii Mortgage Company has offered extremely competitive rates for nearly 25 years. When you are comparing rates from various lenders, are you also comparing their experience, understanding, and knowledge of your transaction? Would you feel confident letting someone from a call center on the mainland be in charge of your financing?
At Hawaii Mortgage Company our professional local staff is located here in the islands to service our home state. Our seasoned mortgage professionals knew that the mid-2018 eruptions on Hawaii island didn’t affect the entire island. We know where flood zones are. We know how to deal with issues of unpermitted additions – so prevalent in Hawaii.
Experience is also critical when dealing with income and employment. Having your income calculated wrong could result in a denied application. You may think your income is simple and straightforward, but if you collect overtime, commissions, or bonuses, there’s a high degree of certainty that an inexperienced mortgage person will get it wrong. If you are self-employed, the chances your income will be calculated wrong is even higher. Hawaii Mortgage Company has the experience and know how to calculate your income correctly, eliminating issues during underwriting.
Your choice in lending should be the lender with the best rates and the most local experience. For nearly 25 years, Hawaii Mortgage Company has lead the mortgage industry in Hawaii in both categories. Check out our rates, then discover why Hawaii Mortgage Company consistently earns exceptional reviews from the people we provide financing to.