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1000% RECOMMEND Alan and HMC for mortgage loan. As a first time home buyer, I was having a nightmare experience with another lender and was already under contract. I reached... read more out to Alan and he was able to turn my experience around and guarenteed being able to close by contract end date. He had a tight timeline, but was super easy to work with and took off the worry and nightmare experience with the other lender. The team was able to close early and met the contract end date. Mortgage Broker >> MUCH BETTER THAN >> Individual Lenders The best part is that Alan publishes a weekly newsletter and will work with me again on refinancing if/when rates drop! I look forward to working with Alan and HMC again!
Derick Taylor
April 12, 2025Alan and his team are extremely knowledgeable. More importantly, they are responsive to inquiries on various topics because our transaction involved some unique circumstances. They made our transaction back in... read more december 2022 as smooth as it can be. We will definitely recommend him and his team to anyone.
W L
April 3, 2025This is the second time Alan has assisted us and both experiences have been exceptional. Alan has consistently been pleasant, informative, and clear in explaining the process. He is straightforward... read more and always acts in our best interest. Along with his team, he ensured that all documents were processed promptly, and their expertise was evident in every interaction. They were always available to answer our questions and provided a quick turnaround. We will continue to recommend Alan to anyone in need of financing, as he is not only an outstanding loan officer but also a pleasure to work with.
g dagz
March 24, 2025 -
Five years ago, Alan Van Zee and his staff provided highly professional and expeditious service to refinance my home mortgage in minimal time with no disruptive issues or delays.
Frank Araki
March 22, 2025Alan and Maura helped me with an original mortgage years ago. It was so painless that I knew that’s where I’d go if I ever needed financial help again.... read more Years later they helped me refinance and, as expected, it was easy, efficient and I was very pleased the rate they found for me. I still read his weekly newsletter even though I am not looking for financial help bc I frequently learn something new. Alan and Maura are really top notch and I would not hesitate to make a bee line for them again and again.
Dianne Ige
March 21, 2025Alan and his team were fantastic from beginning to end. My circumstances were less than ideal and they were able to make it happen! They will always be my first... read more call.
Teechan 64
March 21, 2025Alan helped us finance the purchases of 2 vacation rental condos in Kauai. He and Maura worked hard to make sure the finance process went smoothly and closed on... read more time with great rates. We could not have asked for a better experience.
grundmanr
March 21, 2025 -
I am retired military officer of thirty years. I have bought several houses along my career. Alan is by far the best finance person I have worked with. His expert... read more knowledge and confidence allowed us to close on our forever home in less time than any other transaction. Even though the financing portion is over, you are a customer for life. Alan is keeping an eye on refinancing and updates via his insightful newsletter. I highly recommend using Alan in purchasing a home. Thanks Alan, Greg and Mika
Greg Silver
March 14, 2025Alan and his team have been nothing but outstanding every single time that they have assisted me in the VA refi process of my mortgage loan. Background: I initially... read more purchased my home in 2007 during the height of the housing market with the average mortgage interest rates being over 6%. A year later the housing bubble burst and my loan was greater than the value of my home. Several years later the housing market stabilized, and interest rates started to drop. My current mortgages rate was 6.5% with an additional interest only loan over 11% with a final balloon payment at its 10-year point. Since I was not familiar with the refi process, I initially contacted a big-name mortgage lender advertised on TV/Internet to see what they had to offer and started the refi process with the big named lender but felt that I should shopped around a little more. I contacted Alan and liked what he had to offer, and he also educated me on VA Refi process, I liked the professional and courteous way that Alan and his team conducted themselves and made the decision to go with Alan and his team vice the big mortgage lender. Alan and his team combined both of my mortgage loans and got me a rate of 3.5% (huge long-term savings). Alan and his team handled my VA Refi three additional times, each time getting me the best possible rate with very little to no money out of my pocket. Year - Rate 2014 - 3.50% 2016 - 3.25% 2017 - 3.00% 2020 - 2.25% If interest rates ever get below my current rate of 2.25%, I will definitely be contacting Alan and his team to handle my VA Refi again. Alan and his team are very knowledgeable and efficient. His newsletters are very insightful and informative. Shout out and thanks to Maura and Max who assisted in the document processing and keeping me updated throughout the Refi process! The current monthly mortgage payment that I am currently paying has been a blessing during the current economic conditions.
Michael Merino
March 14, 2025Alan and his team are outstanding! They did an amazing job of taking my somewhat out of the box situation and coming up with a perfect solution. They are pros,... read more and amazingly responsive. Super appreciate of Hawaii Mortgage Company. Unreserved recommendation.
Rich Effress
March 14, 2025 -
We have used Hawai’i Mortgage company for multiple mortgage transactions over the past 20 years. We have always been satisfied with their services. They are efficient, diligent and always offer... read more a competitive rate. Our last refinance transaction in 2022 went through without a hitch and they offered the lowest available rate on a loan for our investment property. Highly recommended.
Les Gabriel
March 14, 2025We have used the Hawaii Mortgage Company twice to refinance our home. Alan Van Zee and his staff were professional, friendly, and extremely helpful, and the whole process was... read more taken care of very quickly.
Mary Pat & Jack Ashby
March 14, 2025Alan and his team have helped me refinance my home. Smooth process and highly professional. Can only recommend. Thank you!
Marcus Schuetter
March 14, 2025We refinanced twice, in 2013 and 2020, through Hawaii Mortgage Company. In both cases our experience was excellent from start to finish. Alan and his assistants helped us... read more through the application process in a clear, step-by-step sequence, and answered all of our questions promptly and clearly. All of the costs, fees, rates and loan parameters were crystal clear right up front, and nothing changed at the last minute. Alan found us home mortgage loans with very competitive rates, at the low end of what was available at the time, according to our own independent research. Closing was accomplished on time and with no hiccups. In 2020 HMC went above and beyond late on a Friday afternoon to make sure that we received the very low interest rate that we hoped for. Interest rates increased on the following Monday, but we had secured ours. We highly recommend Alan van Zee and Hawaii Mortgage Company.
Richard Moritz
March 14, 2025 -
Thankyou Alan Van Zee for helping us Refinancing our home. Fast, efficient and very professional. We are so appreciative. Much Aloha, Werner Ohana!
Sonya Werner
March 14, 2025Absolutely Five Stars! Alan and his crew are professionals. No double talk, straight forward truth and sound advice. Our financing on our Waikiki apartment was smooth and as expected. Hawaii... read more Mortgage Company will find you the best financing at no cost to you. Highly recommend.
David Nickels
March 14, 2025We recently worked with Alan and Maura at Hawaii Mortgage Company to finance our condo purchase in Kona. My wife and I moved from Atlanta to Kona to find... read more our special home - we have been visiting Kona since 1980 - and wanted to make sure we found just the right property – and the lowest mortgage interest rate. Selling our home in Atlanta provided us with decent equity but our monthly income was a challenge in financing the condo loan. We loved working with Alan and his team for 3 reasons: 1) He saved us money. Interest rates were in a state of flux after a recent Fed rate reduction – Alan searched and found the lowest rate available (I know, having checked with 3 local Hawaii banks and 2 national lenders) – with a minimal amount of loan points. He communicated daily (we were still in Atlanta) via phone and email and recommended we lock in a particular rate and loan before things changed again. He was right on – a check of rates during a 90 period confirms that we obtained the lowest/best mortgage rate available during that entire period. Alan was able to craft a loan that successfully combined our equity and monthly income situation into the best deal possible. 2) Experience in the Mortgage business – and specifically the Hawaii market. We learned quickly that the Hawaii real estate and mortgage business is very different compared to how business is done on the mainland. Alan and his team’s experience moved us through the entire mortgage process with a minimum of disruption and confusion. He managed loans for several other units in our condo development, so he was familiar with the Condo Association and their specific requirements, which saved us a lot of time and hassle during the loan application process. 3) Outstanding Communication and Customer Service. Our primary contact throughout the loan application was Maura – she was fantastic! She was very often the “middleman” in the process, forwarding information requests from the lender and other vendors. Maura was prompt, accurate and flexible as we jumped through hoops to meet all the requirements. The entire loan application process was done via the phone, including sharing financial statements, signing documents & providing other documentation. Maura retained her sense of humor while guiding us through the entire process from beginning to a successful, happy ending. Thank you, Maura! So, if you need a new mortgage or are looking to re-finance, you should call Alan at Hawaii Mortgage Company – he will do you right! We couldn’t be happier and look forward to calling him next year to re-finance when rates drop again. Aloha! John & Diane Feeney
John Feeney
March 14, 2025 -
Alan Van Zee and his assistant Marsha were very thorough and flawless to work with in financing a property here in HI. They have a solid background and have seen... read more just about every scenario that can come up during the transactions, thus avoiding potential delays and complications if using someone else. I highly recommend this team of professionals for any real estate transaction and will not hesitate to use them again!
Gregg Frey
March 14, 2025Alan is extremely knowledgeable and well connected in mortgage industry, and his team is top notch. We have done several transactions with Hawaii Mortgage Company, both for personal and investment... read more properties and could not be happier with both the service and quality of loans Alan and his team provided.
Predrag Miocinovic
March 14, 2025Alan and Maura did an excellent job on my refi. They were always available to answer any questions and kept the process on track and moving ahead. I even got... read more an interest rate that was lower than I expected. I highly recommend them!
Lori Cooke
March 14, 2025