FHA Loans

FHA loans offer those with little credit, or past credit issues, or a fair amount of existing debt, an opportunity to make home ownership a reality. FHA is the program we turn to if we cannot qualify you for conventional financing. Despite allowing for those with “less than perfect situations” FHA loans offer the lowest rates available. That’s possible because FHA loans insured by HUD, the Federal Government’s Dept. of Housing and Urban Development.

Benefit from:

  • 30-Year Fixed-Rate loan
  • Low 3.5% down payment
  • Lowest mortgage rates available
  • Local financing
  • Credit in low-600s OK

FHA Loan RequirementsFHA loans are available to everyone with no restrictions. FHA loans offer higher debt-to-income ratios, along with accepting lower credit scores. It is generally easier to qualify for an FHA loan than any other financing option.

How to Apply
Get pre-approved today! Hawaii Mortgage Company has a secure, online application that will streamline the process. Access it here.

Want to know more information about FHA loans and if you qualify? Contact one of Hawaii Mortgage Company’s experienced FHA professionals for a hassle-free explanation of this loan program. Serving Oahu – Hawaii – Maui – Lanai – Molokai – Kauai