Jumbo Loans

Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. In Hawaii, all loans greater than $636,150 are considered Jumbo loans. Since these loans are now purchased by Fannie Mae and Freddie Mac, most mainland lenders do not offer these types of loans.

Hawaii Mortgage Company has many lending sources for Jumbo loans.

Benefit from:

  • Fixed-Rate and Adjustable-Rate options
  • Down payments of less than 20% without Mortgage Insurance
  • Close in the name of your trust or business entity
  • Local financing
  • Exceptional rates

Jumbo Loan RequirementsFor loan amounts above $636,150 to a maximum of $2,000,000. Borrower cannot have any significant derogatory issues within the past 5 years. Qualify for more with higher debt-to-income ratios. Jumbo loans are available for both purchase and refinance transactions. All property types (including condo-hotel properties) are acceptable.

How to Apply
Get pre-approved today! Hawaii Mortgage Company has a secure, online application that will streamline the process. Access it here.

Want more information on Jumbo loans and if you qualify? Contact one of Hawaii Mortgage Company’s experienced Jumbo loan professionals for a hassle-free explanation of this loan program. Serving Oahu – Hawaii – Maui – Lanai – Molokai – Kauai