For the Weekend of July 6th, 2024 Hawaii’s Most Read Mortgage Publication for 16 Years Volume 16 – Issue 43 Alan Van Zee President | NMLS #: 297154 Hawaii Mortgage Company, Inc. Company NMLS #: 232582 Phone: 808.988.6622 alan@hawaiimortgage.net • www.hawaiimortgage.net Alan Van Zee is one of the top producing Mortgage Originators in the state, originating…

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Mortgage Market News and Insight For the Weekend of June 29th, 2024 Hawaii’s Most Read Mortgage Publication for 16 Years  Volume 16 – Issue 42 Compliments of Alan Van Zee President | NMLS #: 297154 Hawaii Mortgage Company, Inc. Company NMLS #: 232582 Phone: 808.988.6622 alan@hawaiimortgage.net Alan Van Zee is one of the top producing Mortgage…

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Mortgage Market News and Insight For the Weekend of June 22nd, 2024 Hawaii’s Most Read Mortgage Publication for 16 Years  Volume 16 – Issue 41 Compliments of Alan Van Zee President | NMLS #: 297154 Hawaii Mortgage Company, Inc. Company NMLS #: 232582 Phone: 808.988.6622 alan@hawaiimortgage.net Alan Van Zee is one of the top producing Mortgage…

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Mortgage Market News and Insight For the Weekend of June 15th, 2024 Hawaii’s Most Read Mortgage Publication for 16 Years  Volume 16 – Issue 40 Compliments of Alan Van Zee President | NMLS #: 297154 Hawaii Mortgage Company, Inc. Company NMLS #: 232582 Phone: 808.988.6622 alan@hawaiimortgage.net Alan Van Zee is one of the top producing Mortgage…

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Mortgage Market News and Insight For the Weekend of June 8th, 2024 Hawaii’s Most Read Mortgage Publication for 16 Years  Volume 16 – Issue 39 Compliments of Alan Van Zee President | NMLS #: 297154 Hawaii Mortgage Company, Inc. Company NMLS #: 232582 Phone: 808.988.6622 alan@hawaiimortgage.net Alan Van Zee is one of the top producing Mortgage…

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Considering that horrific condo building collapse in Florida last year, Fannie Mae and Freddie Mac have issued new guidance to lenders. Today we’ll explain the implications of that new directive. In most mortgage transactions, after you close on your loan with your lender, that lender will “package” your paperwork and “sell” your loan to Fannie…

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Former President Obama once said “elections have consequences”. President Biden’s team that oversees the two mortgage clearing houses Fannie Mae and Freddie Mac put in place new directives that change the focus of who these two giant Government Service Enterprises (that’s what Fannie and Freddie technically are) serve. Before we dive into today’s topic, I…

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With so much news about the Federal Reserve recently, I’ve received a ton of calls from people saying they want to move fast because the Fed is going to raise rates. If there’s one thing you take from this article, let it be that the mechanism of the Federal Reserve raising rates will directly impact…

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We have a huge problem right now in the real estate/mortgage world and it all centers on appraisals. The system is so broken, that in certain areas of the state, it will take 2 months to get your appraisal. The simple reason is there are too many appraisal orders and too few appraisers to complete…

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I received a call this week from a prospective client who was very specific in what he wanted. He wanted rates on a “conventional” loan. That triggered today’s article. In mortgage lending you have several types of loan products, and it’s a good idea to know the differences between them. In their most simple grouping,…

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